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    Email: yolanda@truevinemortgagesolutions.com.au

  • Home Buyers Guide

  • Borrowing Capacity

    Knowing how much you can borrow is the key when it comes to buying a home. Whilst the Lender makes the final assessment concerning how much they are prepared to lend, it is important that you make your own assessment of your finances first.

    Your objective is to establish what you can comfortably afford to repay towards your home loan each month – this will assist in establishing what you are able to borrow.

  • Costs when buying a property

    Some of the costs you may need to consider in buying a home are deposit payment, government costs, insurances, Solicitor fee, building and pest inspection, bank fees and funds to complete.

  • First home owner grant

    One of the Government incentives for first home buyers in Australia.  For more information on the FHOG in your state, speak to your Finance Broker or visit www.firsthome.gov.au.

  • Right type of loan

    Depending on your current financial needs, your Finance Broker may be able to guide you which type of loan suits you.

  • Some questions to ask:

    • Why am I buying?  Is it to live in or for investment?
    • Can I afford to buy this property?
    • Can I still afford the lifestyle I used to and pay mortgage repayments?
    • Am I really happy with the house and location?